Be among the first to offer a a groundbreaking flood insurance solution. Preferred Risk Policy™ (PRP™) –an innovative program designed to provide affordable flood coverage for homes in non-high-hazard flood zones
Premiums start as low as $50 and range up to $200, depending on coverage limits. This means that every homeowner and renter clients should consider adding flood coverage.
Policies can be quoted, signed, and bound instantly online — with no paperwork or waiting periods, making flood protection fast and hassle-free.
Coverage is underwritten by Lloyd’s of London, a globally trusted insurance market rated A by AM Best, providing you with financial security and peace of mind.
–Underwriting Guide–
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Must be in Zone X, C, B
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No Prior Flood Losses
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$500k Building TIV Max
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Underwritten by Lloyds of London AM Best A Paper
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Coverage equal or greater to the baseline NFIP policy
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Replacement Cost up to Agreed Amount Endorsement
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Instant Bind – Online Signatures & Agent or Direct Bill Payment
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Consumer Direct Quoting Tool Available. Embed the flood rater onto your website for insureds to quote and bind directly
See what the flood zones mean for you
To find your flood map, click on the “Discover Your Risk” button below, then enter an address or a set of longitude/latitude coordinates. The map will zoom in and show the boundaries of the flood map for the chosen location. Click on the “View Web Map” button to view chosen flood insurance map data on the FEMA GeoPlatform
Over 80% of U.S. households—more than 55 million homes—lack flood insurance, primarily due to cost. Yet, more than 40% of NFIP flood losses occur outside high-risk zones. The Preferred Risk Policy™ is designed to change that, providing homeowners and renters with an affordable way to protect their properties
Did you know? There is a 1 in 4 chance that a home may be flooded in a 30 year period.
Did you know? Private market insurers can in most cases compete with the National Flood Program.
Did you know? Just a few inches of flood water can cause tens of thousands of dollars in damage.
Did you know? Some insurance policies provide coverage for flood insurance, but only if you’re not in a flood zone.
GET A QUOTE
You may complete the application online by selecting “Submit Application Online”, otherwise you can also download the application and remit it via email
